Thanks Bacter. At least I now got the straight information. When the websearches mixes JB options with non-JB options it becomes confusing what i-things can and cannot do. Your post is the first I have seen that does confirm Safari's lack of feature, at least that I have seen.
Keep in mind that this Ipod Touch is my first Apple product. I'm not a fan boy and probably never will be.
Since quite a few apps currently allow for both pc and iphone side servers and downloading to the i-things over the web(or network), logic seems to say that if other companies can provide for these apps on a non-JB i-thing, then all we need is for an app developer to write one that would works with HFS. I noticed some talk about FTP support at one point. Maybe an option.
The main frustration for me was not knowing. Thats why I posted.
Thanks for your help.