I was thinking earlier why not have a guest account in hfs like windows xp does where you have the choice to enable/disable it.
I create an account called "guest" but it is a nusiance because I only want to let guests(everyone else without a user/pass) see what the anonymous account is allowed to see but when adding new accounts I cant select the "all accounts" option in the folder permission menu because it also includes the guest account I create.
Basically Im suggesting a clone of the anonymous account but with this one you have to login to view the files/folders and you can disable it if you wish. It would allow anonymous access to hfs servers that use templates that have a login section if your not logged in(eg, anonymous user) and because you have to log in it would prevent abuse of a completely open server that just has the anonymous account.