If you are thinking of setting up a different set of folders for each of your users or if you want user groups to have access to certain folders...
Not exactly, I want to have diff. templates for different users in the same folders...
That is what I was suggesting in my comments above your's. Maybe I could have been a bit clearer.
I beware that maybe I should explain a bit clearer. From my point of view the main difference in our proposals is that I get diff templates for different users in the same folder (not in different folders!), and to get this effect I create in VFS several instances of the same real folder (for example, \music1 , \music2 and \music3 instances in VFS for the same E:\Music\ directory on hard disk) and then apply diff template option and access restrictions for different instances of the same folder (not for different real folders).