OK i have been working on this template improving it to be efficient, small in size and look awesome. so far the TPL file is only 9kb !!! and no more code chunking, made it incredibly hard to edit.
To answer MOONDOGG's question, i think, with the template available for download, the thumbs directory is a folder FULL of ALL the thumbnails for every image (JPG) on the HFS. So simply use ReaJpg or a thumbnail creator, and update that single dir, this DIR (folder) is then hidden in HFS aswell as placed on the top of HFS with the thumbnail images. Then magically all the images in your image libraries have thumbnails.
If you want to have a seperate thumbnail folder called thumb inside the folder of the images, i can give you the code, but it leads to other problems like the hit counter counting every thumbnail load and stuff. Much nicer for it to just look them up in a big directory.
And BTW i only upload at 17kb\s lol so if i can get it workin, you can run it easily.